Standard Insurance Company (The Standard) announces the next chapter in its workplace benefits evolution. Effective Jan. 1, 2026, the company is incorporating the best-in-class suite of voluntary products from the American Heritage Employer Voluntary Benefits business (formerly Allstate Benefits) with its full array of existing core Life, Disability, Guaranteed Standard Issue Individual Disability and Retirement Plans benefits. This integration will deliver one of the broadest benefit offerings available in the marketplace.
The combined suite of workplace benefits offers a comprehensive solution of flexible, high-value protection to meet the diverse needs of employers and their employees. Enhancements to The Standard’s portfolio include unique financial protection through Permanent Life products with an optional Long Term Care rider alongside a wide selection of voluntary products. These enhanced voluntary products — including cancer, accident, critical illness and hospital indemnity — elevate our offering with greater flexibility as well as broader benefit coverage and depth.
With this newly combined product portfolio, the sales and client management teams at The Standard will be organized by segment and go to market as a unified workplace benefits team while maintaining specialized sales professionals. This arrangement enhances delivery of both voluntary and core coverage with expertise and consistency across all product lines. The alignment also better meets the needs of distribution partners by tailoring right-sized solutions for employers nationwide, regardless of size.
“Our combined suite of workplace benefits marks a powerful new era for The Standard and our partners,” said David Payne, executive vice president of Employee Benefits at The Standard. “We are proud to deliver an unmatched range of solutions — backed by a team of true experts — that will have meaningful results for our customers. We are redefining the benefits experience and empowering employers and brokers with unparalleled flexibility and choice — all from one reliable, trusted partner.”
As we bring this comprehensive portfolio of workplace benefits to market, The Standard continues to invest in a more connected experience for customers and brokers, demonstrating the company’s commitment to continuous improvement and the exceptional service and expertise that employers have come to expect.