EarnIn, a leader in Earned Wage Access (EWA) and on-demand pay, today announced the nationwide launch of Early Pay1, a new product that allows customers to access their paycheck up to two days early, regardless of where they bank. Early Pay enhances access to earnings, helping customers better manage their pay schedule on their terms. Unlike many traditional bank offerings, Early Pay allows users to keep their existing banking relationships while gaining access to their earnings on their own terms.
“I transferred from UCSB to an HBCU in Raleigh to find a school community that truly felt like home. The move came with its challenges, especially balancing a new job while trying to pay rent on time—sometimes my rent is due before I get paid, which made things stressful since my bank didn’t offer early paycheck access,” said Imani Brown, a college student and Early Pay customer with EarnIn. “That’s when I discovered Early Pay through EarnIn. It’s been a lifesaver, letting me access my pay early when I need it for rent, or other essentials, like gas.”
Early Pay from EarnIn gets customers their paychecks up to 2 days early in their existing bank. They simply download the EarnIn app, add their info to create a deposit account with EarnIn’s partner bank, update their direct deposit through their payroll, and opt in to Early Pay on the app. After one or two pay cycles, paychecks start fast-tracking into their primary bank account, allowing them to keep their current banking apps and automatic bill pays, while helping to avoid late fees and planning ahead better for any expenditures or financial goals. Early Pay costs just $2.99/paycheck and can easily be turned on or off any time, making it a great way to handle emergency expenses, time-sensitive purchases, or to simply plan ahead better with more control over your cash flow.
“In today’s world, it shouldn’t take days for money to get from an employer to an employee’s bank account,” said Ram Palaniappan, CEO and Founder of EarnIn. “We created Early Pay to fix that—to give people faster access to their paychecks so they can manage their money on their own terms, not their bank’s schedule.”
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